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3 Easy Ways to Improve Your Credit

Whether you're hoping to buy a home, take out a loan, or just get a new apartment, your credit is going to play a role.

Want to ensure your credit is at its best? Take these steps:

  1. Check your credit report for errors. If you find any, alert the credit bureau.

  2. Become an authorized user on someone else's credit card. As long as they pay on time, every time, your score will get a boost.

  3. Request a credit line increase (but don't use it). This lowers your credit utilization rate, which increases your score.

You should also pay down your debts. The lower your balances are, the better your score will be.

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